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About AFINL

Nidhi Bank also known as Mutual Cooperative Company,Which, AFI Nidhi LIMITED is constructing along with our innovative concept of Micro Banking strategic establishment for BOP( Bottom Of the pyramid) Segment, in the form of Investment Banking and Micro Banking Infrastructure Utilization with other Banks and financial institutes. “Which does have objective to take financial services of bank or financial institution along with AFI infrastructure (Process, Product, Capacity building tools and Technology) to unreached and unbanked small businesses strategically, to serve preferences of bottom of pyramid customer’s.
"Objective of Nidhi Bank to create strategic infrastructure to reach at unreached and build capacity unbanked businesses with the direct investment banking." and to render all financial assistance to its member only by receiving long and short term deposits and in particular recurring ,fixed and other deposits, and to grant loans to the members only as against securities of immovable properties (within City) and or on the security of deposits, movable such as gold, silver, jewellery, Kisan Vikas Patra, National Saving Certificates Scheme, insurance policies and other Government securities up on such terms and condition as may from time to time prescribed in law for Nidhi or Mutual Benefits Companies.

Why AFINL?

The way we provide service to our members is far better than others and we are trying to make it much better as our aim is to provide extreme level service to people as well as to our nation. Providing a world class financial support, AFI Nidhi. is continuously securing the society, we live in; on the other side, creating all new service method spontaneously AFI Nidhi is presenting a pleasant way which will help human being to lead the life comfortably. In a word we can say that AFI Nidhi is the "New Way of Your Savings.

1546+ MEMBERS
1,345+ DEPOSITS IN LAKHS
563+ CREDITS IN LAKHS
2874 AWARDS WON

Pragati Sanchay Yojna

  • Fixed Deposit account
  • Saving2wealth (Recurring Deposit) Account
  • Cash Credit and Loan

Rate of interest: Pragati Sanchay Yogna


Fixed Deposit :
  • Upto 6 months : 10.00%
  • 12 months : 12.00% with expected dividend of 5 to 10% *
  • 13 months and Above : 12.50% expected dividend of 5 to 10%
Saving2Wealth ( Recurring Deposit):
  • Upto 6 months : 10.00%
  • 12 months : 12.00% expected dividend of 5 to 10%
  • 13 months and Above : 12.50% expected dividend of 5 to 10%
  • Cash Credit
  • Loan available against deposits up to 80% of deposited amount at 1.5 to 2.00 % on deposit interest, within 1 hour and no other process formalities required.

Why AFINL process are with best ROI


  • Best Return on Investment Banking industry 12.50 % along with membership for dividend.
  • Dividend share Upto 5% to 10%*.
  • Instant cash credit Upto 80% with minimum operational Interest i.e. 1.5 to 2.00 % .
  • Withdraw amount at any stage.
  • Nomination Facility.

Membership Process

When you become a member of AFI Nidhi Limited, you are allotted one share of Rs. 10 only. But this gives you a right to participate in the management process of the organization through the A.G.M. you can otherwise also post your suggestion for improving the functioning of the Company. Our Company Functions like a well-oiled machine and we understand each other so well that we have spontaneously started treating our members as part of AFI Nidhi Limited. Because of the avowed objective of the initiative when we committed ourselves to ensure welfare of our membership through financial support we are improving the standards of life and rendering all possible technology driven financial services under one roof

  • Ordinary Members
  • Associates Members
  • Concept

  • AFIM Limited and AFIN limited are one of the leading strategic Micro banking consultant and business facilitator in India.
  • We produce strategic infrastructure for Banks and financial institution to reach at unreached segment to execute micro banking with secured lending and huge profitability.
  • Bank start lending in micro banking BOP customers through our process, product and technology.
  • To Become member please Click Here

    For Terms & Conditions and Documentation,please Click Here

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